Will A Dash Cam Lower My Insurance Premium?
Installing dash cams is becoming increasingly popular for drivers. Dash cams are cameras that you can mount on the dashboard or windshield of your vehicle. They are able to record sounds and images both inside and outside of your vehicle at any time. Yes, this includes while you’re driving! Many drivers find that there are many advantages—but few disadvantages—to investing in a dash cam. Learn more about installing a dash cam now at Genesis of Algonquin!
Does Having A Dash Cam Lower Insurance?
Unfortunately, there are not currently any auto insurance companies that offer direct discounts for drivers who install dash cams in their vehicle. Even without a dash cam insurance discount, a dash cam for car has many great advantages that might offer indirect savings for around just $50-$200.
Advantages of Installing a Dash Cam
Although there isn’t a direct insurance discount for having a dash cam, installing one can provide many great advantages. Some of them might even result in indirect savings. Advantages of dash cams include:
Providing First-Hand Evidence
When you get into an accident, you don’t want to be stuck in a situation where it’s your word against the word of the other driver. Having a dash cam means you’ll have first-hand evidence of what exactly happened. This is especially helpful for when you have to submit claims to insurance, and being able to show you were not at fault will mean savings in insurance.
Encouraging Safe Driving
Just like a child behaves better when a parent is watching, drivers drive more safely and carefully when they know someone is watching them. Whether it will help you, your spouse, or your teen driver, the dash cam provides an extra incentive to drive more carefully. This may also result in indirect savings because drivers with better safety records have lower insurance premiums.
Preventing Stealing
If someone tries to break into or vandalize your vehicle, having a dash cam will be helpful to both getting your vehicle back and catching the perpetrator. Some dash cams are motion activated, so you don’t have to worry about keeping it on all of the time in case. Also, some dash cams have an app where you can view the footage from the vehicle, so even if your vehicle is stolen, you can access the footage needed to catch the person.
Visit Genesis of Algonquin!
Looking for a Genesis dealer near me? At Genesis of Algonquin, you’ll experience an amazing assortment of premium 2023 Genesis models that can cater every driving need and desire. Have your sights on a specific Genesis in our inventory? One of our experienced and financing savvy staff will help find the perfect loan or lease option for your circumstances. We want you to finally drive home that brand-new Genesis! We will still strive to provide you with a world-class experience, long after you have driven home your Genesis. Visit us today to learn more about why dash cams are worth the investment!
